One of the more comprehensive Home Safety Checklists I have come across recently is featured in Real Simple magazine:

>See the Full Checklist Here

While performing a home safety check may not be on your top 10 list of fun things to do this weekend, there’s no questioning the importance. Oftentimes we feel so comfortable in our homes that we forget about the potential for accidents and injuries to occur.

Still need convincing?

According to the Center for Disease Control’s August 2009 Injury Information Publication, 47 percent of injuries are sustained in or around the home- the largest percentage of injuries from any one place.

Find out for yourself how safe your home is by printing out the checklist. See i

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There has been an increase of two thirds in complaints arising from problem neighbours over the last two years, according to research commissioned by Halifax Home Insurance. This marks a stark change in direction from the improvements that had been made over the previous decade.

The research was carried out on behalf of Halifax by FDS International. Data was used from the British Household Panel Survey (BHPS) from 1996 to 2007, and the same questions were then asked for their own survey.

The study revealed that one-in-five homeowners have had serious issues with their neighbours over the past two years, a figure of 17%.

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Getting a Lloyd’s of London quote for vacant home insurance. The fact is, most Americans think that Lloyd’s of London is an insurance company. This is untrue. Lloyd’s of London is an insurance market made up of over 60 “syndicates.” For our purposes, these syndicates can be thought of as it’s own insurance company each taking all or part of various risks presented to the market.

Lloyd’s of London syndicates do provide vacant home insurance and vacant building insurance in the United States. Local P&C agents have to access a surplus lines wholesaler in order to get vacant home insurance quotes from the Lloyd’s market.

Vacant building insurance is also a specialty of several syndicates in the Lloyd’s market. Read more…

HomeInsurance.com launched the iPhone Giveaway Contest today and one lucky visitor will walk away with a brand new iPhone 3G when the contest is over on January 5th, 2010.

Entering is easy- visitors simply complete the quick 10 question survey about home and auto insurance and they are automatically entered to win the iPhone. The winner will be selected at random by a HomeInsurance.com employee on January 5th and announced on HomeInsurance.com and Twitter.

 Enter Now! 

Home insurance is the type of property insurance that covers private homes. It is an insurance policy that protects the individual and their home which can include losses and damages occurring to the house and its contents. Furthermore, personal possessions and public liability for accidents that may happen at home are also covered.

Insurers will need a lot of information about the property including the value, construction and materials for the building, and different insurers might not insure unusual properties if they see them to be too high a risk. This could include thatched cottages, holiday homes and properties at risk of flooding and subsidence.

The insurance policy itself is a contract which states what will and will not be covered in the event of a claim. Read more…

According to recent research, October is a costly month for insurance companies, both in terms of property and of motor claims. It seems that, for a minority of people, Halloween and Bonfire night prove a golden opportunity for anti-social and downright malicious behaviour.

The practice of trick or treating, which originated in America, has become more and more popular in the UK in the last twenty or so years but the jocular threats to cause mischief have become more and more serious and insurance companies have reported claims for broken windows, a wall being overturned and other damage to property caused by missiles such as broken eggs.

Police in various parts of the country have become involved in campaigning, along with schools and other bodies, to get the message across to youngsters that this is unacceptable and could lead to criminal charges.

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