04 May
Posted by: Oscar Brentnall in: Insurance Notes
After causing a vehicle accident, those responsible may see their car insurance premiums increase.
Although everyone makes mistakes, one police force has been criticised after causing 48 traffic accidents – in their own car parks.
Between 2011 and 2012, Staffordshire Police made 487 insurance claims, with 45 officers causing rear end collisions and 61 experiencing “errors of misjudgement” behind the wheel.
However, the number of traffic accidents involving Staffordshire Constabulary has actually declined since 2006 – where police officers made 787 claims.
Nigel Gunn, former Staffordshire Police Inspector, said parking facilities at sites like Stafford were never built for significant numbers of cars.
He said, “There’s very limited space and a lot of vehicles trying to cram into that space. Most poli Read more…
It is compulsory requirement for all citizens in Manchester and all over the country to carry at least the minimum car insurance. If you were caught driving on the roadways of Manchester without coverage, then you are bound for multiple penalties. You have to understand that the RTA 1988 is an absolute law, which means that no excuse can be used to get out of it once caught in act. Only those who are owned by certain councils are allowed to drive the roadways without car insurance. You may, however, get quotes from car insurance providers in Manchester if you want to save on your premium. Read more…
15 Apr
Posted by: Ethan Collin in: Insurance Notes
A federal appeals court delivered on Wednesday its opinion that Allstate should pay for an uninsured motorist claim in which a driver swerved to avoid a box lying in the road that was presumed to have fallen off the back of an unidentified driver’s car.
The opinion from the 3rd U.S. Cir
With growing income and a higher standard, and not to mention the cost, of living, families have a greater need for the type of protection life insurance provides.
Some life insurance policy types cost quite a bit of money, but term life insurance allows you to buy the amount of coverage you need, for the amount of time you need, at very reasonable prices.
What is Term Life Insurance?
Term life insurance functions as a financial safety net for families in case something should happen to the main breadwinner. At certain points in a familys life, expenses such as childcare, schooling, a mortgage and other large obligations must be met.
Did you know that Honda has created a concept car which has no steering wheel?
Well, before you get excited thinking that you could do your nails, apply make-up or eat your breakfast behind the non-existent wheel, this car will still need someone to drive it manually.
The difference is that this car, the EV-STER, has handlebars.
In order to move the car in different directions the motorist will push or pull the two levers available instead of turning a wheel.
And this isn’t meant to make driving easier either!
Despite a spokesperson for Honda stating “It’s fun, it is very tactile and it is very accurate”, the concept steering system is also described as being like a ‘mini cross-trainer’. F Read more…
Who should be the beneficiary on your life insurance policy? For some, the answer is obvious, usually a spouse. But if you are divorced or not married, then it might not be so clear. Should you leave the money to your parents, to a sibling, or to your children?
The answer to that lies in what the money is really for. If the money is to provide for your children, then it is entirely appropriate to appoint your ex-wife or ex-husband the beneficiary, since he or she will be responsible for the children after their death. You can treat life insurance as a divorce settlement of sorts if you want. If, on the other hand, your brother or your mother would take them, then that is who should receive the money.
If your insurance money is to pay off your debts and cover funeral costs, then the money should go to whoever will be in charge of that after your death. Read more…