Vacant Home Insurance Now has teamed up with Pennock Insurance, Inc. of Chadds Ford PA to bring a high quality vacant commercial building insurance product to the markets we serve as licensed producers.
A vacant home insurance product cannot be used to provide coverage to a vacant commercial building or empty warehouse. A special product needs to be employed for commercial purposes. Vacant factories and warehouses not only need dwelling protection, they need a lot of quality liability insurance in case of lawsuit where the owners are found negligent.
Vacant Home Insurance Now would like to inform customers that they can come to VHIN with all of the following vacant insurance needs:

1. vacant warehouse insurance
2. vacant commercial building insurance
3. vacant factory insurance
4. vacant commercial land (liability only)

Of course, our focus will still be strong insurance for vacant residential dwellings employing all risk and replacement cost coverage. Read more…

Does the sound of jingle bells make your shoulders instantly tense and your head hurt? You’re not alone. The holiday season, as joyful as it can be, is typically the most stressful time of year for many people. Seasonal mood changes can add to the situation, as lower amounts of sunlight in the winter are linked to higher depression rates. (Source: National Institute of Mental Health NIMH) So, staying stress free this season is typically more difficult than other times of year. Here are some of the best ways to reduce stress and make the holidays enjoyable again.

#1- Set a budget, stick to it. Most studies agree that finances are the leading cause of stress in the US. This year, set yourself a holiday budget and stick to it. Mak

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One of the more comprehensive Home Safety Checklists I have come across recently is featured in Real Simple magazine:

>See the Full Checklist Here

While performing a home safety check may not be on your top 10 list of fun things to do this weekend, there’s no questioning the importance. Oftentimes we feel so comfortable in our homes that we forget about the potential for accidents and injuries to occur.

Still need convincing?

According to the Center for Disease Control’s August 2009 Injury Information Publication, 47 percent of injuries are sustained in or around the home- the largest percentage of injuries from any one place.

Find out for yourself how safe your home is by printing out the checklist. See i

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There has been an increase of two thirds in complaints arising from problem neighbours over the last two years, according to research commissioned by Halifax Home Insurance. This marks a stark change in direction from the improvements that had been made over the previous decade.

The research was carried out on behalf of Halifax by FDS International. Data was used from the British Household Panel Survey (BHPS) from 1996 to 2007, and the same questions were then asked for their own survey.

The study revealed that one-in-five homeowners have had serious issues with their neighbours over the past two years, a figure of 17%.

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Getting a Lloyd’s of London quote for vacant home insurance. The fact is, most Americans think that Lloyd’s of London is an insurance company. This is untrue. Lloyd’s of London is an insurance market made up of over 60 “syndicates.” For our purposes, these syndicates can be thought of as it’s own insurance company each taking all or part of various risks presented to the market.

Lloyd’s of London syndicates do provide vacant home insurance and vacant building insurance in the United States. Local P&C agents have to access a surplus lines wholesaler in order to get vacant home insurance quotes from the Lloyd’s market.

Vacant building insurance is also a specialty of several syndicates in the Lloyd’s market. Read more…

HomeInsurance.com launched the iPhone Giveaway Contest today and one lucky visitor will walk away with a brand new iPhone 3G when the contest is over on January 5th, 2010.

Entering is easy- visitors simply complete the quick 10 question survey about home and auto insurance and they are automatically entered to win the iPhone. The winner will be selected at random by a HomeInsurance.com employee on January 5th and announced on HomeInsurance.com and Twitter.

 Enter Now!