Home Insurance Online

Multiple Quotes In Minutes. Compare & Save On Home Insurance!

How to encourage repeat bookings

Getting booked up is the ultimate goal for holiday rental and cottage owners. Encouraging guests to return is one such way to achieve this goal efficiently. Studies also show that it’s less expensive to attract repeat customers than new ones – this makes sense considering the expense of marketing (and time) to attract new customers.

The good news is that attracting repeat bookings may be easier than you think. According to a recent poll, travellers are creatures of habit…

  • a third of travellers return to the same destination for their annual holiday
  • 10% return to the same destination more than 20 times
  • 68% of those making a repeat visit did so as they knew what to expect

So what steps can owners take to encourage repeat bookings?

Exceed expectations

Although your marketing/photos sell your property, it’s always nice when a guest says that the rental ‘exceeded expectations’. If a guest

Read more…

A supplemental annuity plan is a tax-deferred annuity bought through financial advisers licensed for state life insurance sales. The deferred annuity doesn’t reduce annual income based on contributions; there is no contribution limit. Earnings grow without tax consequence until taken out. The withdrawal of an annuity is also referred to as a distribution or surrender.

IRS Regulations

  • The IRS regulates the taxation of deferred annuities. Normal distributions from these financial products follow the same guidelines as Individual Retirement Accounts, 401k or 403b plans. You must reach age 59 1/2 for normal distribution eligibility. Unlike other retirement savings plans, the distributions from a deferred annuity only add the earnings to income when filing taxes.
  • Read more…

    Veterans receive U.S. government benefits, including education benefits. Fotolia.com”>

    Because of the nature of their service to the United States government, veterans have access to numerous benefits, ranging from home loans to specialized memorial services. Knowing which benefits from the government are available to veterans will help ensure that you have access to all entitlements associated with serving in the U.S. military.

    Compensation and Pension

  • Veterans are entitled to compensation and pension benefits from the U.S. government, including pre-discharge program benefits. Service members can file disability claims for compensation up to 180 days prior to leaving the military, according to the U.S. Department of Veterans Affairs.
  • Read more…

    Here are 10 top tips to help you lower your home insurance premium. Keep your house protected without paying outrageous home insurance premiums.

    With the everyday cost of living going up and a continually bleak economic situation, everyone is trying to save money at the moment. One of the biggest monthly costs the average person faces is utility bills and for homeowners this includes home insurance.

    If you own a property then you will need to cover it with home insurance or property insurance and this can cost a lot. However, there are many ways in which you can quickly and easily lower your home insurance premium. Check out these 10 tips for saving money on your home insurance:

    10 Ways to Save Money on Your Home Insurance

    1. Install a burglar alarm – it is obvious and simple yet many homes do not have any kind of alarm security.

    Read more…

    You have worked hard to save money for emergencies only to find your bank is paying less than one percent annual interest for the use of your money. While this might spark your inclination to stash money under a mattress, instead consider ways to increase interest earned for your online savings account. Utilize your options to earn the best rate possible in current low interest rate environment.

    The first step for savers is the step you may have already taken, searching online for the best current rate. Banks realize customers are constantly shopping for the best deal and they respond by offering market leading rates. The best rate or best account for your circumstances just six months ago may not be the best today so it pays to regularly compare.

    When comparing rates, do not overlook options you have with your account.

    Read more…

    When you take out insurance for holiday homes you are protecting against the unforeseen. Flooding, fire, theft – but what is the biggest threat to holiday homes? Escape of water (burst pipes).

    Here are some recent figures from the ABI (Association of British Insurers).

    Insurers paid out £1.4bn in ‘big freeze’ insurance claims in the UK between 24 November to 31 December 2010 – the coldest December on record!

    During this period…

    • £1.43bn – the total value of claims
    • 467,000 – the number of claims that UK insurers dealt with
    • £900m – the cost of property damage claims, 190,000 in total
    • 103,000 – property damage claims were for burst pipe damage, at a cost of £680m. This figure was an in

    Read more…